Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
October 31, 2006
The PPA deliversPrior to PPA, there was no way for a person to transfer money held in an IRA to a charity without first recognizing the contribution in income. To correct this, PPA allows for qualified charitable distributions (QCDs) from IRAs (excluding SEPs and
September 24, 2006
The "New" Guaranteed And Return Of Premium ProductsIt seems as though every new life insurance or annuity product that comes to market has a "new" feature to guarantee minimum investment gain or ...
September 24, 2006
The "New" Guaranteed And Return Of Premium ProductsIt seems as though every new life insurance or annuity product that comes to market has a "new" feature to guarantee minimum investment gain or ...
September 01, 2006
Extending SavingsCareless treatment of retirement plan assets at the owner's death could cost beneficiaries hundreds of thousands of dollars in tax-deferred growth. However, even those with...
April 01, 2006
Brochure CostsTo give you an idea of the relative cost of brochures, let's start with the most expensive, a 16- pager with the works. Hiring a...
December 05, 2005
Feds Give Plan Amendment DetailsThe Internal Revenue Service has published a notice that gives technical compliance details concerning a number of regulatory changes that will affect 401(k) plans ...
October 05, 2005
Potential Benefits of an Immediate Annuity?Guaranteed lifetime payments- if lifetime annuitization is elected?Access to assets- unscheduled withdrawals may be permitted?Beneficiary protection- death benefit protection may be available?Reduce tax liability- ...
February 01, 2005
More Opportunities for Roth ConversionsThe Internal Revenue Service has opened the door for older, wealthier individuals to convert their traditional IRAs into Roth IRAs. Previously, individuals earning more than $100,000...
October 06, 2004
Required Minimum Distribution Planning With Trusts: More IRS Flexibility?Required Minimum Distribution Planning With Trusts: More IRS Flexibility? Recent private letter rulings may reflect a trendBy April CaudillThe Internal Revenue Service has clarified some ...